The layout of these McMansions is often just as bad as the external appearance.
If everyone can just build anything they want, then you end up with Second Life, and everything looks like crap, all the time.
For example, Japanese houses are pretty disposable, but you can build more or less anything you like. (Here's a great article on it. https://urbankchoze.blogspot.com/2014/04/japanese-zoning.htm... ) If you combine this with the fact that Japanese depreciation rules promote 30-year disposable housing, you get a lot of very interesting homes. The result is that a ridiculous fraction of the interesting houses you see on archdaily are Japanese.
Or if you look at modern wealthy residential areas in north Delhi, you get a lot of interesting buildings. The neighborhoods again have their own unique character; it's a lot more heterogeneous than typical US suburbs, but it's clearly got it's own character. I can't find many pictures online, but I'll try to take a few next time I go.