I was merely pointing out a connection from his personal story to the general topic of conversation that a lot of people don't seem to realize.
Let's find a way to fix that? This doesn't even touch how some hospitals / networks must buy from a specific vendor, or how vendors sell packages which include things the buyer doesn't need (at the same exorbitant prices).
The insurance companies are the ones paying for that $50 dot. Well, after their discounts it's probably a $10 dot.
It was either Time or Newsweek a few years back which had an excellent long-form article on where health-care spending goes. As I recall, it's not the insurance companies: it's the hospitals, physicians, nurses, other staff and an army of hangers-on and middlemen.