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I'm not disputing your experiences for one second, but mine closely match OP's in Boston, and just about every other large city in the US.*

*With the exception of London. Maybe having to study The Knowledge has something to do with it..

The "card machine is broken" line is consistently used by most London cabbies. They're being forced into accepting card kicking and screaming by regulations towards the end of the year https://tfl.gov.uk/info-for/media/press-releases/2016/februa...