Have you ever gone through the process of being so mentally ill you can't work? It's quite difficult and not something one undergoes just because they want free money. It's dehumanizing and degrading to have to list all these ways you literally can't function like a mentally healthy human being. I know people who frankly have to choose between that and homelessness. To imply there's nothing wrong with these people and in fact the problem lies with the idea of mental disorders existing expresses to me a perhaps lack of exposure or understanding of people who are sick.