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Comment by protomok | Hacker News Reader

Portfolio of index funds based on http://canadiancouchpotato.com

  25% TSX (Canadian market)
  25% S&P500 (US market)
  25% MSCI EAFE (Developed market excluding Canada/US)
  25% Fixed Income - cash,bonds,'high' interest savings account, etc.

Requires about 4-5 hours of time once per year to rebalance portfolio and update some partially automated Google Docs files to track performance.

Works for me...also planning to get a rental property at some point.

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If you don't mind answering, how long have you been doing this for and roughly how has your rate of return been?

I've been following an older Canadian Couch Potato portfolio for a few years now. The market has been mostly growing since 2010 so it probably doesn't count, but it's been returning an average of 7-8% every year (dividend+gain). Even last year, when the Canadian economy didn't do well, its return was positive.

It takes more than 4-5 hours a year for me though. I invest a part of my income every month. It makes sense since I don't pay any commission on purchases, so YMMV.

More info: http://www.pesfandiar.com/blog/2015/05/01/how-i-invest-my-sa...

Thanks for the info. It is appreciated!!

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