The charger offers 87W because it is meant to be able to provide enough power to charge the battery while the CPU/GPU/external devices run at 100%.
The worst you are going to experience with 60W while everything is running at 100% is that the battery isn't charging or charging very slow.
If you're running on the dedicated GPU with high load, a smaller adapter might not have enough power to charge the battery at all.
You can pump 100 watts through a 60W rated cable - it will probably work because the rule is "users are dumbasses, rate it for 60 on paper and 120 in reality".
Or it could heat up, maybe to the point of damage.
> In the box: BreakSafe USB-C cable with quick disconnect magnetic connector
See slides 7&9 here specifically: http://www.usb.org/developers/powerdelivery/PD_1.0_Introduct...
More details here: http://www.usb.org/developers/powerdelivery/
There is nothing in the cable that would prevent the current from flowing.
The safe thing is to use wire from a vendor that rates it honestly to conservatively, and start within the ratings.
(That's why out-of-spec cables are dangerous)