So overall unlike humans there is actually pretty low chance for the cargo to survive intact and satellites isn't something you can just fix a dent in, taking it apart doing a full analysis of every component checking for stress, microfractures, and pretty everything else under the sun would probably cost just as much if not more than building a new one.
In this case insurance is pretty much the way to go, especially once you consider the added costs of actually building a LPAS or IFAS for satellites / in orbit release payloads and the fact that they have very little chance of surviving the abort without any damage.
But ITS, the Mars rocket from SpaceX, won’t have a launch abort system. At all.