So I lost a lot of money. Long term policy specifies that you must pay 30 days starting from the cancellation day.
And I was stuck in Morocco with my 12 month old.
Luckily we found a better property. However, Airbnb not refunding me showed that 1) They have no actual understanding of the state of the property 2) They don't care.
The disproportion between the reviews and my experience and their unwillingness to be fair totally ruined my faith in Airbnb.