IPhone/iPad apps are for making money and the web is for innovating

That is so, so wrong. The ubiquity of smart phones means that a large portion of people have a networked, location-aware computing device with them at all times. If you can't think of a game changing app with that (especially adding background processes), then you aren't trying

Granted, most developers are just trying to turn a quick buck with a minimum viable product in the app store. Short-term utility maximization says that is what they should build. But there is room for ambitious projects that will change the way we live. All it takes is a developer with an idea and the guts to go big.

I'd say this is either real innovation, or at least the packaging of innovation for a larger audience.

iPhone/iPad apps are for Apple making money and the web is for innovating

Other people might make money too, but Apple will make money.