./Artist/Year - Album/Track - Title.mp3
It'll work with any music player and you can organize it even on a toaster, as long as it has coreutils. I use plain old mplayer to listen to music, just cd into the directory I want and call a script I made which is basically a glorified `find | xargs mplayer` (actually outputs the filenames to a playlist and makes mplayer read from it in slave mode so I can control it with keyboard shortcuts - from other workspaces, etc).