Congrats, you've assigned an arbitrary label to his questions. Labeling arguments is not the same as refuting them.

Now, is he incorrect? If so, why?

You can tell somebody about how the bribery system works in another country after they've fallen victim, but that doesn't mean you think they own the blame for a foreign country's bribery issues.

And, if something is a serious issue, like HR motivations to build a case against you no matter what, then people should say it out loud.

No, it's not.

I was asking questions and stating a few thing I made as mistakes - HR as someone to turn to -.