This is wrong. Concatenation would be harder to attack than XOR. Finding two things which hash to to two particular values in two separate hash functions is necessarily harder than finding two things which will hash to values which will XOR to the same value--almost a priori. You replace a double collision (across two hashes) which is very unlikely with an XOR collision, which is going to be exponentially easier.
> You're simultaneously literally claiming that two secure ciphers can be combined to result in an insecure cipher when their keys are generated independently. This is far more astonishing than the claim that the ciphers you're using are actually secure in the first place.
Since you seem to want practical examples on recent crypto: consider meet in the middle attacks on 2DES as an example of why combined cryptosystems are not necessarily as strong as you'd imagine. It's admittedly a weak example--still stronger than 1DES, and an old system. Fundamentally, combining cryptosystems, even with separate keys, gives you a new cryptosystem which requires separate analysis.
> Hell, you haven't even shown shown this is possible for any pair of secure ciphers; your "example" was missing the most crucial part of the cipher -- the key. The whole argument is so crazy it's just utterly ridiculous.
If I had a good attack on RSA + ECC, I'd be writing a paper about it. I'm gonna posit that if that's the kind of proof you want to believe you're "wrong", you'll remain happily "correct" in this scenario.