Are you military personnel who is in charge of turning the key and launching the nukes? -Excellent reason to have a key that is impossible to forge. -Also, "key discipline" is likely very high.
Are you a paranoid nerd that wants to make sure that you cannot be compromised? -Excellent reason to have a key that is impossible to forge. -But what happens when you lose that security token?
i.e. "Honey! I can't find the car keys, have you seen them?"
We desperately need _BETTER_ 2FA. Bio-metrics are not the answer. I would be in favor of an implantable RFID chip or whatever 'better' tech comes around.