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Yes - I am vigilant to almost a paranoid level, but one day a phishing email came from "Australia Post" purporting to be a missed delivery notification on a day that I was expecting a delivery and thought I had missed the driver.

I was in a hurry, and frustrated and was a millisecond away from clicking the link when some gut feeling told me that something was not right. Closest I've come to date, and it worried me.

EDIT: Sorry, I meant to respond to @soneca below, as this relates to phishing emails arriving with impeccable timing...

And then that phishing email with the right theme and message arrives with a perfect timing, when you were just expecting an email like that. It happens.

This describes my experience many years ago. I woke up early and groggily read my through my emails. One of which was an angry message from an ebay buyer about a package not having arrived on time. I clicked and logged in and got an error message. Examining the email it was certainly phishing. Changed password immediately.

I believe this may have been before ebay took phishing seriously by included your real name in the emails etc.