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Network as much as you can. Build your personal brand. Basically be authentic and you will be a billionaire by roughly 35. It's a sacrifice; but anything less wouldn't be true to your genuine self.

/sarcasm

My point is you can only tell people they can just make do with less and less for so long before you have to admit that maybe lifestyle isn't the real problem.

Most people aren't doing the things you listed, hence: for most people, lifestyle is the real problem.

A lot of millennials are the "big hat, not cattle" types.