The other main difference is that Ghost(Pro) is a managed service. CDN, WAF, Backups, Security, downtime recovery, threat management, etc - are all included. TLDR you sleep easy at night while we stay awake.
Of course, these things will be of different value to everyone - depending on your situation. We actively encourage people to self-host when that's the best setup for them (which is often!) but for many, having a reliable PaaS is the best of both worlds.
It's also a great way of funding the future development of the open source software that you're using, of course. But that's a whole other thing :)