This is an interesting story and all that, but honestly, he only got to the "debt free nirvana" after becoming rich and famous.

I pay my credit card, pay my taxes and my mortgage, but that takes almost all my money away. So if I look at it my net worth it is basically negative.

Only way I'll get to the debt free nirvana is if I get rich somehow. It's not a real choice. So the entire premise of the article is pretty weak.