Hell, my company encouraged retirement by promising medical coverage, then one year later pulled the coverage on those who took the deal.
I find that the withdrawing of medical programs by a company is a pretty reliable indicator that it'll fold in a few years, since it's a common "exit-strategy" to earn a few last bucks before the up-top rats jump ship.
Been at two companies who were thriving, and both after only a few months stopped their medical insurance. After that, dozens of people left over 1-2 years, and the company was massively haemorrhaging money due to customer dissatisfaction.
False economy.
I think i might be some way of making a quick buck. i'm not sure how. maybe up front commission.