> I am a 20 something who was hired for a salaried position shortly after graduation with a bachelors degree in math. ... The world is not as dismal as it may seem for millenials. It's just that demand for STEM + CS continues to grow while the demand for other fields is stagnant, relying on people leaving the workforce to create new openings.

That means you weren't around for the dot-com bust in 2001 or so. Yes, things are good right now but the situation can go south very suddenly and with very little warning and stay bad for several years.