Looks like it's a more complete API, with methods to change/approve/reject transactions as they happen, rather than more of a record API.

For instance, with the reference to a "programmable card". I'm not sure exactly what that means, but it sounds like a feature Monzo doesn't have.

I don't see any mention on Monzo's page about having an API.

EDIT: Found a blog post about it! https://monzo.com/blog/2016/02/03/mondo-api/ cool!

South Africa vs UK.

Monzo doesn't let you interfere with the authorization. But the question is, should it?

It's in South Africa.