It's a lot easier to see, understand and avoid a flood than it to detect and avoid fallout.
With floods, you rely on authorities and early warning systems just as much as in radioactivity, actually you can buy a cheap dosimeters/Geiger counters and there are enthusiast networked detectors - but did you put a webcam with trained CV model on all surrounding flood paths? Did you put chemical sensors around all railway tracks in the neighborhood or do you just as well rely on "seeing, understanding and avoiding" a chlorine gas cloud?
It is just the prehistorical evolutionary parts of the brain speaking - we see flood, radioactivity we don't, danger, quickly bash it with a stick!