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Another way to look at this might be - do you want to deal with this now as a sole dev/ops/etc person of many hats or later, when you can hire someone to look after this?

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Also, for lots of things there is really no need to host your own servers. It's going to cost more and be less reliable unless you get to a much larger stage or have a lot of computational requirements.

this is also true.

It's a calculated risk: Is the business revenue going to grow faster than the pain from these decisions?

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