My advice was to have perspective that things could be worse. To have that perspective is never bad advice. ;)
Although having perspective is important, nothing the original poster says implies he/she lacks perspective. Your advice is off topic, and implies he/she should take the $100k without giving reasons as to why or why not beyond a description of your own personal situation. That's why it's bad advice.
Sure, but they could also be better, maybe significantly so. Where does that leave us?