Certainly if you live in a city, money is everything. Without it, you are homeless and wondering where you'll sleep next or what you'll eat. Where to shower, how you'll find work, get your hair cut, and so on. All of these things require money to obtain, more or less.

The countryside might be a different story, if you're willing to work wherever you can find it. Room and board on a farm perhaps; that costs nothing if you are willing to work. Tent in a forest; this costs nothing, as anyone can scrape together a tent and sleeping bag. Cities have no room for these things.

A bare minimum amount of money can be everything. Once you can feed and house yourself, why not focus on life and making the best of it? I think money is everything _until_ you can sustain the bare minimum. After that... if you still think money is everything, you have lost sight of the rest of your life. That or you have kids.