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The economics here doesn't make sense.

The cheaper couches hover around $40/month, which over a 12 month period at 7% YOY interest is valued at 473 PV or 508 FV.

What's the motivation against just buying new or used and selling once you're done? A marketplace for this sort of thing would make more sense than a service.

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Convenience. If I move frequently, I don't have the time or desire to deal with listing stuff for sale, deal with people coming to look at it, deal with getting paid for it, deal with people trying to scam me, etc. Just open my browser, a couple of clicks and I'm done with it. If it costs me a couple of hundred dollars more over the year, I don't care. It's probably just background noise compared to my income and the convenience is worth it.

Present you is happier to only pay $40/month rather than $500-600 up front.

The hassle of selling used furniture should not be taken lightly, both in it's complexity and its sale price. Items on Craigslist, sold 12 months after purchase, go for 15-20% of retail value.

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