I'm in my early 30s, so frequently called an older programmer and I've heard a lot of, "we don't have time".

What I've been waking up to is that projects that estimate realistic budgets and time scales don't get funded. Everyone underbids knowing that the company/customer will continue to fund and extend deadlines for project after sinking so much effort into a buggy prototype, until the realistic estimate is reached and the product actually reflects all the "hidden"/"discovered" requirements (i.e. foreseen but not in the bid) including security, integration and test efforts.

What's weird is that everyone, customers included, seems to be in on this.