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So a "Low cost" billing API, everyone's dream!

"Low cost" could be 5% of charges. Use stripe under the hood, so you make 2.1%. Not too bad for a stripe wrapper.

Stripe's pricing is 2.9% + 30¢, so the fee for a $2 payment would be 36¢, effectively 18%.

We're paying the 18% already for our $2 transaction... Another 5% on that sounds doable.

This is definitely one of those problems that while I was implementing it every day I would think "Why the hell do I have to do this myself"

Try ChargeBee? Solves a lot of subscription-related problems. It's a product and not API.

What would be an acceptable percentage to pay? Are we talking 10% or 2%?