Most of the AI progress in last years is just tuning pattern recognition algorithms. We can not expect these algorithms to produce results like humans, because humans have a lot of information not just from percieving the world, but their patterns of thinking are also vastly dependend on the underlying structure of brain, that has developed over milions of years of evolution.

If there is a cliff, toddlers are scared of being nearby. They definetely don't have the ability to "imagine=simulate" the consequences of falling over the cliff. The fear is in the structure of neurons of brain.

If you feed classifier algorithm with images of black dogs and white swans and then want to classify black swan. Both classifying it as dog(because of color) or swan(because of shape) are right. The difference is only in bias, which features do you prefer.