Funny, the machinations we devise to skirt the core problem, which is an increasing dearth of fundamental moraltity.

Look around.. Something's gone completely wrong. Everyone is angry and there is decreasing value placed on kindness and decency. In fact, selfishness is increasingly a virtue. Observe how POTUS behaves. I don't care what side you're on, there is nothing normal or healthy about that level of chaos, narcissim, and mean-spiritedness. Yet, this is the leader of the free world? It's a sad reflection of where we are.

We can set up all the incentives and disincentives we can imagine but, as the saying goes, "you can't legislate morality". Until we deal with that issue, we'll continue to see all manner of its manifestations.