Hacker News Reader

Comment by jorvi | Hacker News Reader

Why not do a chargeback on your creditcard (or raise a PayPal claim)? The law is very clear, if an item is faulty or not as described the seller is on the hook for all costs. This includes return shipping and/or sending you a replacement.

A lot of sellers will try to strong-arm you but if you just do the chargeback/claim they have no option but to eat the loss. Creditcard companies and PayPal thankfully nearly always back buyers, tilting the power balance back to the consumers' side :)

View on HN

I'd be a little thoughtful about filing a chargeback against Amazon - businesses do have considerable latitude in their choice of response beyond the immediate situation. For example, Steam's been known to permanently disable accounts in response to chargebacks, which means that even though you probably get your money back for the one game you had a problem with, you're still out everything else.

I would love to know if that's legal (in various jurisdictions). You may have hundreds of dollars worth of games, blocking the entire account in response to one incident seems disproportionate.

I bought a device through an Amazon seller. It developed a fault after 10 months, within the warrenty period. The seller told me to return it, but then after I sent it they would not answer emails. After three months with no contact I started complaining. In the end Amazon told me they could do nothing and recommended I perform a chargeback!

In Europe, for some sad reason credit cards are very rarely used and many stores don't accept them. Not to mention, if you do a charge back against a store like Walmart or Amazon, you won't be able to shop there anymore because they will ban you.

In day-to-day shopping creditcards are very rarely used, but I'm pretty confident that for internet purchases creditcards aren't that rare. And as far as being banned goes: of course you first raise the issue with Amazon. Amazon says its an independent seller, go deal with them. You try to work it out with the seller, he doesn't budge, you show him the law. Still doesn't budge, you raise it with Amazon again. If Amazon doesn't budge, tell them that you are lawfully entitled and will do a chargeback, and that they can deal with the independent seller acting illegally (and if they're smart they just chargeback the seller). If they would still ban you then, that will be one hell of a juicy court case.

Have you ever gotten banned somewhere for a chargeback? I haven't that I know of. But, then, I never reach that point with anyone I've ever wanted to do any more business with, so maybe I got banned without noticing.

> Why not do a chargeback

Do you really think "I bought something sight unseen and now I don't like it, waah" gets you special snowflake protection? There is no hint that the item is faulty or not as described.

If that's the law then yes?

Show me such a law.

Here you go:

http://www.legislation.gov.uk/ukpga/2015/15/pdfs/ukpga_20150...

"I bought something sight unseen and now I don't like it, waah" will indeed entitle you to a full refund within 14 days under most circumstances.

All EU member states have laws implementing http://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex:319... (non-conforming products have to be fixed/replaced free of charge) and http://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:320... (consumers can withdraw from most distance contracts for 14 days (although here they have to ship back on your their costs))

The parent comment states "I bought a pan that arrived with a small defect". Under UK law, that would entitle him to a refund of product cost, delivery costs, and return costs (and Amazon's policies go further - even if not faulty, the seller must provide a UK returns address or pay the costs).

He didn't say anything about a defect. The pan arrived and he didn't like it. I don't think that's the same situation as a defect.

https://news.ycombinator.com/item?id=14911971 clearly mentions a defect. The parent post of that post matches your description though.

Oh, I was looking at the wrong parent.

Reply on news.ycombinator.com