So you read the title on HN and decided to post this comment which basically has no relation with the actual article?
Though to address your comment:
Keep in mind, some are happy to be the working class, know what they have to do between 9-5 because somebody told them to do that.
Some enjoy being a student, think their student years are the best years of their life. Why is that not worth a loan?
Some people could be happy exploiting others, some actually like it when they get exploited. (there are freaky people ont his planet; don't judge).
Some people are happy when others care for them, others are happy when they can care for others.
Happiness one can only decide for themselves; and the grass is always greener at the house next-door....