Unfortunately, almost all phones continue to support microSD cards "up to 32 GB". Some will (reportedly) work with 64 GB cards, but if I understand correctly, others need hacks/tweaks to access >32 GB cards ...
From experience, the Galaxy S7 supports at least 128GB (a quick search returns a 256GB max). S6 didn't support microSD, S5 supports 128GB, S4 supports 64GB, S3 supports 64GB.
Looks like you're in luck.
http://www.cdrlabs.com/images/stories/reviews/silicon-power_...
Nevertheless, in order to be fully compliant with the SDXC card specification, many SDXC-capable host devices are firmware-programmed to expect exFAT on cards larger than 32 GB. Consequently, they may not accept SDXC cards reformatted as FAT32, even if the device supports FAT32 on smaller cards (for SDHC compatibility).
That seems like a gross "abstraction layer violation" to me --- like making SATA controllers which work with SATA6 HDDs only when formatted with NTFS. The filesystem should have nothing to do with SD, which simply implements a block device abstraction. No doubt Microsoft was involved in this ridiculousness...
which is the same reason that there is no implementation in the kernel, only fuse. ugh.
There is a point to this: SD cards are used in all sorts of low-level embedded applications, with firmware that uses very inflexible (usually assembler) code to address the card. The assumptions about the SD wire protocol + the FAT32 filesystem + even the particular location of the FAT table on disk are all knotted together in these devices.
Because of this, it's not even just that SDHC requires FAT32; SDHC requires FAT32 done with a specific formatting tool released by the SD standards group. Because your OS might put the FAT anywhere, but the tool puts it in exactly one place, and that's the place that dumb embedded devices expect to find it.
Some of us are already living in that future by using an mp3 player with two uSD slots :)
https://www.head-fi.org/threads/xduoo-x3-dsd-24bit-192khz-cs...
In my experiments in the past I was shrinking 80GB to about 15GB.
So if anyone has a huge music collection, you can still probably fit it on your phone without going crazy on the sd card. Just checking my collection is 2 months uninterrupted runtime right now.