> Hardest parts are converting cash

There is a powerful network effect taking place: the more people accept Bitcoin, the smaller the need to convert to cash, causing Bitcoin's convenience to increase bit by bit, causing more people to use it, etc. That is what we have been seeing over the last 7 years. And Bitcoin ATMs are becoming the most convenient way to convert to cash. They are popping up around the world at an impressive rate: https://coinatmradar.com/charts/#growth

> poor store of value compared to a bank account

On the contrary, savings accounts are a terrible store of value as they lose value over time: a 1% interest rate is eaten by a 3% inflation rate.