> The only downside you mention is that you have to run a webserver. But you have to run a server anyway.
Not necessarily. Plenty of desktop app 'brochure' sites use a hosted solution, so zero web server maintenance required.
> And if you pick the right tech stack, those things don't tend to go down all that often.
What's "the right stack"? I'm sure Amazon and Google would love to know your secrets to maintenance free SaaS.
> You don't need "Five Nines" of availability for most types of business software, anyway. Three Nines is fine. Even Two won't generally lose you any customers.
Two nines is >7 hours a month downtime. That's basically one business day per month, the app is unavailable. Given that this is in addition to any scheduled downtime for things like upgrades, server maintenance, I'm not sure I'd be aiming for that as your baseline.
I get that the OP wants passive income from this endeavour. The way to achieve that is not to half-ass the infrastructure on a SaaS product.