Wow. "Able to edit files and save changes to the disk" is the absolute minimum for something to count as a text editor...and that's not even reliable?
The best "protection" I've seen in this space is to log all changes to the edited document, through a simple (and therefore easy to prove correct) code path. The only editor I've ever seen do this was a Xilinx schematic editor. The editor crashed all the time, but I never lost work, since on restart, the editor simply replayed what it had in its log. (This was fun to watch!) Of course this method isn't foolproof, but it went a long way making me feel confident my work wouldn't be lost.
I love love love the interface, which keeps me on it, but I've been bitten enough to lose trust that I won't get bitten in the future.