Also if someone gains physical access to your device(s) while you are in the bathroom or what not, if they know your laptop password which is usually something easy to remember, then they have access to all your keychain passwords no matter how complex each of them are.
Still million times better than attempting to memorize custom passwords for each site, since most people will just have one password, and will add a few characters based on the site name/domain which can also easily be cracked.
I have a significantly more complex algorithm than that, but you get the idea.
Every password I have is different, but they're all trivial to remember. This isn't super hardcore security, but it helps me have like 40 passwords that are all different.
But they aren't going to target me specifically? They won't. They just find everyone whose password across multiple breaches is similar (Levenshtein distance or something) and brute force the differences.
Is this possible when the leaked passwords are all only salted hashes?
[1] https://haveibeenpwned.com/PwnedWebsites#LinkedIn
The obvious downside to this approach is if I were ever to be caught in a situation where I MUST log in to some site but do not have access to my PC AND phone, and therefore cannot risk opening the password DB on an alien system. Pretty unlikely scenario though.
What exactly is the product name? What is the website name? Does it include www? What about other subdomains?
These are the same kinds of questions that make security questions so frustrating as designed.
"What was your elementary school?" Hm. Is preschool elementary, or separate? Is the private school I went to for K and 1st an "elementary school" (there was no division between those in that school)? Maybe I should use the first school I attended between K-6 that had such a division? Or maybe just when I started public school, since that one was the first one called elementary...?
"What was your mother's maiden name?" I hardly remember my mother, and when I started being asked her maiden name, I had to guess how to spell it. Is this security question one I answered when I was guessing wrong, before I knew how to spell it for real? Even if it's not, did I decide this time to use the old spelling for consistency, or to add a slight hitch to someone who looked that up and is trying to access my account?
Essentially every answer to these kinds of questions that isn't about a number (and some of those!) comes with so many caveats that it seems unlikely I'll remember which path down this tree I took when I added it. The world is so fuzzy. This is like those "puzzles" where the wording of the puzzle actually admits many possible answers depending on how you interpret words and phrases, but everyone seems to settle on a meaning that's obvious to them, but the most "obvious" answer seems different from day to day for me.
I have friends who do this. They set huge passwords for "security", and then can't type them consistently, or forget them, and have to reset the password. Then they complain about their accounts getting locked.
I can't convince them that a shorter password is still secure, and will remove much of the aggravation.
If it isn't advice, then it's just a bad idea.