At the risk of having spoiled kids, might this potent combination bring us another Warren Buffet or Bill Gates? Sure it might not be fair, but children who inherit get a nice safety net which allows them to take greater risks to pursue their dreams.
Edit: I didn't realize the extent that Buffet bootstrapped his wealth. Still, there are plenty of good inheritance examples... the Trumps and Kushners?
The problem is that when people get unearned money they usually become wasteful and lose their drive. It's also really hard to keep working on something financial when you've got a large external income; if you're making a million bucks a year in investment income then spending all your waking hours on a business that's making fifty grand a year doesn't seem worthwhile even if it might eventually grow much larger.
But I'm guessing the children of successful business people also get, besides the money, a great education on business. More importantly, they probably inherit a great worldview of money/business, which drives them to also try and do great things.
This isn't true in every case, but it's probably true in some cases. I'm guessing any child of a person like Bill Gates might be given the kind of education which pushes him/her to great heights. Should probably check some statistics on this issue.
Even though people are rich doesn't mean they are smart. Survivorship bias