Not to be snarky, but have you considered driving or taking a taxi/Uber/Lyft? If you're going to spend a bunch of time on the main road, why not do it in a car?
Taxi/Uber/Lyft is, what, $5-15 per one-way trip? That's between $10 and $50 per day to commute. And that's before errands, weekend activities, and unexpected emergencies.
My spouse and I have a six-figure household income and I'd have a hard time finding an extra ~$10k/yr for transportation costs. It would be a complete nonstarter on minimum wage. Snarky or no, "be rich enough you don't have to worry about it" is a really shitty piece of "advice".
Also, in my case, it takes the same amount of time to travel by bike as a car and costs a whole lot less.