Agreed. The new Bank of America ATMs make getting cash incredibly fast. After inserting your card, you're presented with a screen that has an input field for your pin and then just below that are buttons with the most common withdrawal amounts ($20, $40, $60, etc.). Most of the time I visit an ATM to get a bit of cash, and can be done in about a minute. Another nicety: after choosing one of the "quick cash" amounts, the ATM spits your card out before your money, so that you're less likely to leave your card behind.