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Because as the previous commenter mentioned, you’re then in the position of needing to share out much more intrusive info to many more people. It’s also a pain in the ass from a customers standpoint given the statistical rarity of someone being impacted by ID theft.

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Sure, a photo copy of your ID and your address might seem more personal but ultimately the SSN is just as personal because someone can ruin your life with that one number + your name. In that sense it seems like you are already giving out the most personal of information to some random employee at said business.

Those examples are for getting a phone or electricity connection. For a loan, you would have to give bank statements, income tax return proofs etc. And if that is not sufficient, you need to get your property apprised by "authorized" valuators!

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