Ripple is a scam it also predates Bitcoin entire thing was a sever to server bank basically

Could you elaborate more on this point?

Ripple the platform is closest to solving the counterparty problems with 1-1 USD tokens. I'm not encouraging people to buy Ripples I'm just stating -- the only way to limit the counterparty risk is to diversify. Banks are perfectly positioned to offer these 1-1 fiat tokens. Ripple is partnering with them.

Jed McCaleb left Ripple pretty early and started Stellar instead, which is probably why he is dumping Ripple.