In short ( and in very broad strokes ): there is virtually zero respect for the enduser's time[1]. And there are no incentives ( regulatory or otherwise ) for things to get better on this front.

[1] Note - I literally mean "time". Not security/privacy/safety/property, but more fundamentally and simply "time". Or in way better words: https://youtu.be/upu0gwGi4FE?t=1548