How the Banks Bought Bitcoin – The Lightning Network

A quote from the video:

"The lightning hubs will require they be setup for financial regulation and reporting laws. Require massive amounts of liquidity to keep well funded open channels. Offer fraud departments to watch the block chain constantly and prevent theft, all while taking small fees for every transaction you route through them. Does this system sound familiar? Just replace the term 'open channel' with 'checking account'."

Anyone with more intimate understanding of the lightning network agree with these 'requirements' ?