Those are generally "flushable" in the same sense that gravel is flushable, i.e. they'll fit through the bottom of the toilet but no guarantees after that.
I see you have never lived outside the city. Those will ruin any septic system in a hurry. Not great for city sewage. Where do yiu think wipes go when you flush them? Away? Someone has to deal with it eventually.
You're absolutely right, but the marketing for these is misleading. Many people think it's okay since they're advertised as being flushable.