I had a friend who decided to live in his Ford Explorer in San Diego rather than pay rent....

Then he flipped his Explorer on the freeway going like 70 mph. He survived unscratched but his SUV was totaled.

Fortunately for him, he was able to move in with his mom and stepdad (who he hated) but if he was anybody else and he didn't have family in the area he would have been completely homeless...