For the smokers sent to Mars living in flimsy shelters this'll decrease their lifetime odds of dying from cancer compared to smoking two packs a day and staying on Earth.
This article like so many others describes designs for Mars habitats that are optimized for being accepted under NASA's strict safety rules, and it's an organization run by safety-obsessed bureaucrats.
I predict that once the second space race kicks off in earnest these unpractical restrictions are going to be quickly dismissed, because NASA's going to have to compete with e.g. China which'll likely use much simpler designs because they're realistic about their risk assessments.
1. https://www.space.com/21813-mars-one-colony-space-radiation....