Having 72 hours of shelter/water/food, a first aid kit, and some other bits and pieces is not how prepping is colloquially used.
Given a disaster with a 1% yearly chance, and a lifespan of 80 years, lifetime odds of encountering that disaster are close to 50%. Given a disaster with a 0% or a 0.000001% chance, lifetime odds are still pretty close to zero. Disaster preparedness worries about the 1%, prepping worries about what many people including me would consider the 0.000001%, which is why having a pack of water bottles and a first aid kit in a cupboard seems like common sense, but prepping for the fall of civilisation seems ridiculous.