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Wow, I always thought the ATM scene from Terminator 2 seemed unrealistic, but now people are literally doing that:

https://www.youtube.com/watch?v=3cfQKxUffqA

That was possible in the 1990s:

https://www.theregister.co.uk/2005/10/21/phantoms_and_rogues...

I also remember seeing a report that was aired on UK TV by Channel 4 back in the 1990s that showed how easy ATM fraud was. I can't seem to find the clip, but if anyone has better luck than me I'd be interested to see it again. The only other clue I can think of was that I believe the report was presented by Krishnan Guru-Murthy, but I think it might have been on a different show than the Channel 4 News.

I remember the programme .. was on Janet Street Porters 'yoof' entertainment show Network 7, and involved puttjng VHS tape on the back of a debit card.

How does it work with posting short scenes from a movie on YT, and possibly monetising? Is it just a case of the Studio not reacting or there's a grey area where you're able to do it?

The studio (content-owner) is who receives the proceeds of monetization, even if they didn't upload the video themselves.

Perhaps not entirely applicable in this case, but check out this humorous but informative video on fair use https://www.youtube.com/watch?v=H5ZmVheuxpo

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