A lot, most even, of the channels I subscribe to do not even care about YouTube monetization any more. They get most of their operating revenue from outside sources like Patreon, merchandise sales, affiliate linking to e-commerce sites, etc. The general consenus seems to be, in a nutshell: It's just not worth it -- YouTube/Google's algorithmic approach to monetization and what is and what's not "advertiser friendly" (whatever the hell that means, I don't think Google themselves know at this point) is an absolute schooolbus fire. Also how they handle "strikes" is a hot, hot mess. Google can pull the rug out from under you overnight on a whim for quite literally no good reason and there's nothing you can do about it because there's no one to call, e-mail, or talk to unless you're one of the big channels that have millions and millions of subscribers.
I get that the scale of YouTube is far too big to do it by human hands & eyes, but the approach they're taking currently is flat out failing.