I am fairly well off I'd say...

Then I was thinking "What happens if tomorrow I get injured and cannot work for 12 months".

- I lose my place of living because I can't afford the bills

- I move into my parent's house

- My family loses their health insurance entirely.

- I have to pay for COBRA... but I don't have a job...

- I may need to take out loans to just get by for some time till I can get my health back in order.

Yeah we have ZERO social safety nets.